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Hungry5 posted:

I'm with you BK on the timeline. Seems like it is never going to come.

Of course, my wife thinks I need to work until I'm 70. I'm guessing she has other ideas of how much we need in retirement than I do. How much money does it take to complain about everyone else from the comfort of my Lazy-Boy?

Congrats on retirement Quietone!  enjoy it.

Hungry I am pretty much in the same boat with my wife.  I personally think that she thinks it is easier for me to work until I am dead than to have to take matters in to her own hands after she is sick of me around the house yelling at people going anywhere near my lawn.

DH13 posted:
Packiderm posted:

I got 9 1/2 years to go. Most of my friends are retired or will be by the end of this year. When I do retire I don't care how bored I get! 

Boredom is not always a bad thing.  It's the only way time slows down.  Soak it in when it happens.

I feared I would get bored and would get a part time job, didn't happen.  The day passes quickly.  Up at 5 or so, news and sports for a couple of hours, gym, chores, walk the dog, a game of scrabble, read and it's supper time.  Watch a couple of shows or a game and it's time to turn in.   That's in the winter, summer means days of camping, fishing and hiking.

I know of 3 people I worked with that died real soon after retirement, one after 3 months, he was 60.   My advice, go as soon as you can. The futures uncertain and the end is always near.

 

no no no.  You can't do that in this age of "No Child Gets Ahead".  ALL students must be "A" students ---- because their parents say so.  And if not, well then, the parents complain to the administrators and School Board.....after all, the teachers must not be teaching their l'il darling if they aren't getting an "A".    

 

 

Congrats! 

I recently decided to shut it down as well. My previous employer was imploding throughout 2017. The president, an incompetent moron, only had one management tool -cut costs- and did it brutally throughout the year at the expense of marketing, staffing and R&D. So, in November when sales were dead (YOU MEAN A WOEFULLY LAGGING PRODUCT WITH NO MARKETING AND NOT ENOUGH SALES AND SUPPORT STAFF WON'T SPUR SALES GROWTH???) he asked me and 4 other Sr. VPs to transfer to 1 of the different companys under our parent company's portfolio. It would have been reporting to a guy in the UK in a boring commodity business, so I decided to take a package and leave. President then got forced out by the parent company 6 weeks later. But, hey way to go out scorched earth style and strip the company of some great talent, dumbass! Wish I could say I felt bad for the new President, but...

Looked around for a while but it always blows in December. Met with my financial planners just before xmas and it was clear that I no longer need to work.  Big shoutout to YHOO and RMBS! Especially RAMBUS! Can deal with kids college, house, maintain the lifestyle I'm accustomed to, and live well into my 80's. (that said I will have a grabber before I'm 80 without a doubt) And that's not even taking into account a pretty healthy inheritance we'll get from my Father in Law. 

So, I finally decided here in Feb that I'm done working in corporate America. I mean, maybe I'll reconsider if an absolute perfect opportunity presents itself. But, the demand for 47 year old white guys in the tech community isn't exactly soaring these days as companies get cheaper, younger, and more diverse. Plus, the way I see it, I go somewhere else, and I'll be the old white guy that if/when things hit the fan will be easily expendable. So, F it. 

I've been occasionally helping out a couple startups with their VC materials and brand strategy, which is nice as I can pick and choose what I want to do. I'm hoping I can convince a bartender I know to let me start barbacking when his place opens in May, with the goal of being a bartender at some point. I'm also exploring a job at the school district.  It pays squat, but insurance is covered completely by the district, and it has state pension. 

But congrats! Enjoy the time away from the rat race. And, if you do get bored, start cooking your ass off, that is a great way to spend time, save money from going out, and explore new things than the typical everyday fare.  

Last edited by Timpranillo
SanDiegoPackFan posted:

Congrats Quite One.  I have 4 or 5 years left of teaching.  Lucky for me my wife is younger and a nurse.   But I had kids late in life and will have my first one in college next year.  So, I might have to work longer.  Good news is I still enjoy what I do.

Wow--I'm a teacher with about five years left and my wife is younger and a nurse....

Congrats Quietone enjoy your new phase in life.

I retired 5 years ago and time flies when you're not working. Seems like you get up on Monday and 20 minutes later it's Friday. Probably because you can take your time on projects instead of rushing to get them done on a weekend so doing things take longer but are much more enjoyable because "there's always tomorrow." Enjoy!

YATittle posted:
SanDiegoPackFan posted:

Congrats Quite One.  I have 4 or 5 years left of teaching.  Lucky for me my wife is younger and a nurse.   But I had kids late in life and will have my first one in college next year.  So, I might have to work longer.  Good news is I still enjoy what I do.

Wow--I'm a teacher with about five years left and my wife is younger and a nurse....

You two aren't married to the same person, are you? 

I'll have my 30 in when I'm 56.  I used to think I'd do this till I was at least 60.  Now I don't know anymore...

Last edited by EC Pack

Thanks everyone! I have no firm plans yet other than try to catch up on 12 years of neglect here at home. Right now I'm going through old pictures I inherited from my parents, trying to make sense of it all. Amazing how 100+ years ago, it was sacrilege to write on the back to indicate who these people were!! One interesting find was a photo of a gentleman in a fancy coffin in the parlor of a house. He turned out to be my great-great-grandfather. Also going through pictures of family gone or grown up. That's the hard part.

I also have to start pitching years of "we may get a cabin someday" stuff out of the spare bedroom. I have declared that the someday cabin will never happen. The other day I heard, "We could use this when we go camping." The last time we went camping was over 10 years ago, maybe longer.

There are outdoor projects that I plan for this summer, at least one project involving demolition. Stuff gets old and caves in. So I'll do it if "someone" else won't. (I said to myself, "Fine." Always watch out when a woman is thinking, "Fine.")

If the local food pantry doesn't need help, they will at least take the squash that I seem to be adept at growing every year.

Boris you young whippersnapper, why are you even in this conversation?

Keep strong, BK! There's light at the end of the tunnel. (Or else it's that darn train!) It seemed like forever for me too, then just like that, it was here!

Last edited by QuietOne
YATittle posted:
Brainwashed Boris posted:

"grading" is what teachers assistants are for

Not allowed in my district.

Mostly, only university profs have TAs. Us high school teachers are on our own. Not only that, but as an English teacher, grading consists of reading struggling writers' "essays." Oy.   But sometimes you run across a kid or two who writes so well that you know you'll be reading their work someplace special in the future. It keeps me going... 

Fandame posted:
YATittle posted:
Brainwashed Boris posted:

"grading" is what teachers assistants are for

Not allowed in my district.

Mostly, only university profs have TAs. Us high school teachers are on our own. Not only that, but as an English teacher, grading consists of reading struggling writers' "essays." Oy.   But sometimes you run across a kid or two who writes so well that you know you'll be reading their work someplace special in the future. It keeps me going... 

Yup! Spent the weekend so far reading journals from my sophomores. Some are so talented!

YATittle posted:
SanDiegoPackFan posted:

Congrats Quite One.  I have 4 or 5 years left of teaching.  Lucky for me my wife is younger and a nurse.   But I had kids late in life and will have my first one in college next year.  So, I might have to work longer.  Good news is I still enjoy what I do.

Wow--I'm a teacher with about five years left and my wife is younger and a nurse....

OK.   I'm a Math teacher.  Every kid's favorite subject.  

Wife:   6 years younger.   Sharp Grossmont Hospital.  Bakersfield North alum.   Star Athlete.     Six Degrees of Separation.   Your turn.  

Last edited by SanDiegoPackFan
SanDiegoPackFan posted:
YATittle posted:
SanDiegoPackFan posted:

Congrats Quite One.  I have 4 or 5 years left of teaching.  Lucky for me my wife is younger and a nurse.   But I had kids late in life and will have my first one in college next year.  So, I might have to work longer.  Good news is I still enjoy what I do.

Wow--I'm a teacher with about five years left and my wife is younger and a nurse....

OK.   I'm a Math teacher.  Every kid's favorite subject.  

Wife:   6 years younger.   Sharp Grossmont Hospital.  Bakersfield North alum.   Star Athlete.     Six Degrees of Separation.   Your turn.  

Wife seven years younger. Mercy Southwest Hospital. Bakersfield High Alum. 23andme told her she had “elite athletic genes." Both our kids played college sports on scholarship.

 

Last edited by YATittle
SanDiegoPackFan posted:
YATittle posted:
SanDiegoPackFan posted:

Congrats Quite One.  I have 4 or 5 years left of teaching.  Lucky for me my wife is younger and a nurse.   But I had kids late in life and will have my first one in college next year.  So, I might have to work longer.  Good news is I still enjoy what I do.

Wow--I'm a teacher with about five years left and my wife is younger and a nurse....

OK.   I'm a Math teacher.  Every kid's favorite subject.  

Wife:   6 years younger.   Sharp Grossmont Hospital.  Bakersfield North alum.   Star Athlete.     Six Degrees of Separation.   Your turn.  

YA- I spent a career in the military where guys often have kids or a second family later in life!  You reply made me think about a friend of mine  81 y\o whose post  military baby just graduated from college.  Like you he enjoyed his second career and will probably die on the job!!

YATittle posted:
SanDiegoPackFan posted:
YATittle posted:
SanDiegoPackFan posted:

Congrats Quite One.  I have 4 or 5 years left of teaching.  Lucky for me my wife is younger and a nurse.   But I had kids late in life and will have my first one in college next year.  So, I might have to work longer.  Good news is I still enjoy what I do.

Wow--I'm a teacher with about five years left and my wife is younger and a nurse....

OK.   I'm a Math teacher.  Every kid's favorite subject.  

Wife:   6 years younger.   Sharp Grossmont Hospital.  Bakersfield North alum.   Star Athlete.     Six Degrees of Separation.   Your turn.  

Wife seven years younger. Mercy Southwest Hospital. Bakersfield High Alum. 23andme told her she had “elite athletic genes." Both our kids played college sports on scholarship.

 

whew.  almost thought we were married to the same gal...ha.    That is great news on the kids getting scholarships.   My oldest graduates this year and signed her letter of intent last month.

Sounds like we have a lot of teachers on here.  My wife is teacher and she has 7 more years to go until retirement.  She will retire before 58 years old and it will be interesting to see if she gets bored or not.  She always is busy with work and I think she likes the challenge and I can see her going back to long term teachers sub.  I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.

Me? pffft when the day comes I can actually retire no boredom problems for me.  As long as I can still play golf and take the grandkids fishing I will have plenty of things to do.

YATittle posted:

Wow--retiring at 58 from teaching? By us that pension doesn't pay max till 63, and I started late so it won't be that great. We don't get retiree health care either.

yep she was lucky and landed a job right out of college and will have the max you can go here at 35 years.  Well you can go further but it wont benefit her retirement if she goes longer.  One of the reasons I will have to work so long after her is the medical benefits they may not have them in retirement.   Like I said she probably is happy about that because I wont be around to irritate her 24X7 that way.

Out here in Cali - where we were just deemed the worst state in the Union - we don't max out until 63 (as YA mentioned). 

The highest multiplier you can get is 2.4.  So, it takes over 42 years until you can get at least 100% of your last year's salary in retirement benefits.  Fortunately, in our district, they will cover Health Care until 65 when Medi-caid takes over.

The bad news is the cost of living out here is ridiculous and taxes are very high, too.  Great weather, though!

Younger wife as well; she’s an engineer. She’s the breadwinner; I am the filler money. She does stuff with automotive while I teach the next generation at 3X less. I will retire and schlep the kids around for a couple years. Hopefully they get scholarships as son is a pretty good athlete amd daughter an artist and both have good grades. Wife is jealous that I’m retiring before her, but I plan not to hold it against her. :-)

SanDiegoPackFan posted:

Out here in Cali - where we were just deemed the worst state in the Union - we don't max out until 63 (as YA mentioned). 

The highest multiplier you can get is 2.4.  So, it takes over 42 years until you can get at least 100% of your last year's salary in retirement benefits.  Fortunately, in our district, they will cover Health Care until 65 when Medi-caid takes over.

The bad news is the cost of living out here is ridiculous and taxes are very high, too.  Great weather, though!

Yeah, in LA the teachers get health care in retirement and many consider that an irresponsible waste of money--not a dime going to current students. My district is run by republicans so I knew going in I'd be taking care of that. Cops and Firefighters, as they should, get lifetime medical.

Doing it over, I would've started teaching younger. Better deal for the retirement. But I did buy five years air time a long time ago which is a horrible deal for the taxpayers that Gov. Brown is wisely trying to get rid of that, but a union sued him over that.

SanDiegoPackFan posted:

Out here in Cali - where we were just deemed the worst state in the Union - we don't max out until 63 (as YA mentioned). 

The highest multiplier you can get is 2.4.  So, it takes over 42 years until you can get at least 100% of your last year's salary in retirement benefits.  Fortunately, in our district, they will cover Health Care until 65 when Medi-caid takes over.

The bad news is the cost of living out here is ridiculous and taxes are very high, too.  Great weather, though!

In NY State you can get maximum (60% of average of last 3 years salary) with 30 years / age 55. I lost 7 years in NC , so have to go until I'm 62. We can cash in unused sick days (up to 180 days) for health care payment in retirement. I think I'll have my first 7 years after retirement paid for. 

FLPACKER posted:
SanDiegoPackFan posted:

Out here in Cali - where we were just deemed the worst state in the Union - we don't max out until 63 (as YA mentioned). 

The highest multiplier you can get is 2.4.  So, it takes over 42 years until you can get at least 100% of your last year's salary in retirement benefits.  Fortunately, in our district, they will cover Health Care until 65 when Medi-caid takes over.

The bad news is the cost of living out here is ridiculous and taxes are very high, too.  Great weather, though!

In NY State you can get maximum (60% of average of last 3 years salary) with 30 years / age 55. I lost 7 years in NC , so have to go until I'm 62. We can cash in unused sick days (up to 180 days) for health care payment in retirement. I think I'll have my first 7 years after retirement paid for. 

In CA we get 10 sick days a year and you can only get time worked credit toward pension with them. At my site so many dedicated vets who never call in sick will get an extra years service credit. I only have 540 hours so considerably less for me.

Alright, I'll 'fess up.  I started my working career as a teacher.  But school politics ended that after a couple of years.  So I took what I knew and applied for a position at McDonnell Douglas in product support.  4 years later I was in engineering.  And at some point there after was given lead responsibilities over very short term projects.  That translated to being made a full time design lead.  I answer to a project manager, who in turn answers to a director of ...... something.  All I do is make sure the product works.  Along the way I have had to teach plenty of new engineers how to practically apply what they bring from school.  If a new engineer has been an intern with the company, the learning curve is a lot shorter.  So teaching has always been apart of what I do.  My wife is a consulting dietitian.  As such she has no benefits - like health care.  I do - and that is where I said us retiring together is just easier if we do it together when she is eligible - and she is only 6 months behind me.  I can deal with that. 

On the "what to retire to" front - which I have been considering and was a good comment in this thread.  In addition to helping our church more, I can help with the model airplane club I belong to - up keep of the flying site as well as continue to build and fly.  And a bunch of grandkids to visit is always there.  My wife likes to travel to see things - so I'll tag along with her.  But I have given some thought to working part time at Boeing - being the worker and letting the younger guys lead - two of them are ready now.  And applying for a position helping the Packers make sense of the NFL data dump they get has occurred to me.  I need to find out if my wife is up for a severe location change before I do that.   To me that would be fun - not work.  Being able to retire, being ready to retire, and retiring are slices of the same pie - so to speak.  They all need to be addressed.  I could retire now, but my spreadsheet says to stay put for 2 more years.  So I will obey the spreadsheet.   

The Heckler posted:

Sounds like we have a lot of teachers on here.  My wife is teacher and she has 7 more years to go until retirement.  She will retire before 58 years old and it will be interesting to see if she gets bored or not.  She always is busy with work and I think she likes the challenge and I can see her going back to long term teachers sub.  I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.

Me? pffft when the day comes I can actually retire no boredom problems for me.  As long as I can still play golf and take the grandkids fishing I will have plenty of things to do.

I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.  I sincerely want to know when it became fashionable to kick the teachers around??  When did that happen??  I've always held teachers in very high regard, still do, and it's like now they've become the scourge of any profession.  

Last edited by Goldie
Goldie posted:
The Heckler posted:

Sounds like we have a lot of teachers on here.  My wife is teacher and she has 7 more years to go until retirement.  She will retire before 58 years old and it will be interesting to see if she gets bored or not.  She always is busy with work and I think she likes the challenge and I can see her going back to long term teachers sub.  I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.

Me? pffft when the day comes I can actually retire no boredom problems for me.  As long as I can still play golf and take the grandkids fishing I will have plenty of things to do.

I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.  I sincerely want to know when it became fashionable to kick the teachers around??  When did that happen??  I've always held teachers in very high regard, still do, and it's like now they've become the scourge of any profession.  

Goldie...I just want to tell you that I have always felt respected as a teacher.  I know that the fact that we are public employees and paid through taxes is tough for some people to take.  But, I have never let that bother me.  I have been able to spend 34 years doing something that I love and working with some really great kids.  I wouldn't trade my experiences as a teacher or a coach for anything....including higher paying jobs with less scrutiny.  



But thank you so much for the  kind words about my profession.

Last edited by justanotherpackerfan

There are times I feel disrespected as a teacher, like when a parent once said, “School is a joke. Just get through it.” This from a city official! I think the idea that teachers are the dregs happened about the same time someone thought up “those who cannot do, teach.” That and everyone seems to know what their kid - and other kids - needs more than the teachers do. I’d like to see that same person take their kid to the doctor and say, “He doesn’t need an appendectomy, it’s just a pulled muscle” or tell an electrician how to do their job. Also, Parents don’t often realize how different their kid acts in school vs out, or exactly how their kid stacks up against others. To say nothing of politicians who think they know how to fix schools and teachers without ever setting foot in front of a class. But, there’s nothing like seeing a kid “get it” and watching them grow as people.

Off the box, back to football!

Cool topic... didn't realize there were so many teachers in here.  I feel for you guys...

I'm in law enforcement and "can" retire in two years at 50.  I will probably, and I stress probably, retire in 6 years at 54.  While drawing a pension, I'll then go into a second career as a Security Director/Manager until I'm in my early to mid 60's.  I don't really have to worry about health care because I'm service-connected through the VA.  Outside of the LE pension, we have been investing pretty heavily (For us) into a 401k and Roth IRA for awhile now.  The goal is to be able to retire comfortably and do some traveling so we don't get bored.  Arizona is the final destination and plenty of golf is in my future. 

Last edited by Pakrz
Goldie posted:
The Heckler posted:

Sounds like we have a lot of teachers on here.  My wife is teacher and she has 7 more years to go until retirement.  She will retire before 58 years old and it will be interesting to see if she gets bored or not.  She always is busy with work and I think she likes the challenge and I can see her going back to long term teachers sub.  I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.

Me? pffft when the day comes I can actually retire no boredom problems for me.  As long as I can still play golf and take the grandkids fishing I will have plenty of things to do.

I give all of you such props for doing that job and being able to handle it until you retire.  Truly a thankless profession.  I sincerely want to know when it became fashionable to kick the teachers around??  When did that happen??  I've always held teachers in very high regard, still do, and it's like now they've become the scourge of any profession.  

I've worked at three different districts, in 2 states, mainly at the 7-12 grade level. I think the general public is influenced through TV / Film portrayal of education. When my own kids were young & watched shows on Nickelodeon or TGIF on ABC, I started to notice how they always portrayed educators in a negative light. The Assistant Principal was always an idiot, PE teacher always a sadist, etc. My experience has always been that in general kids & parents respect educators....or course if they ARE idiots, they will not. 

Hungry5 posted:

I'm with you BK on the timeline. Seems like it is never going to come.

Of course, my wife thinks I need to work until I'm 70. I'm guessing she has other ideas of how much we need in retirement than I do. How much money does it take to complain about everyone else from the comfort of my Lazy-Boy?

H5, I feel the same way as you. My wife and yours must be related, though. I've been getting my Fed pension for 12 years now, had 2 jobs since, stopped working for 4 years to be a in-home caregiver for her Mom, and now have been working on the honey do list on our property for a couple of months (since I couldn't keep everything maintained while caregiving). But I'm supposed to drop everything and start looking for a new job in my 60's. 

And she -- not born in the U.S. -- is the one who taught me the saying "Every place in the world except America people work to live. In the USA people live to work". Then it wasn't meant as a compliment as I first heard it back when I was pulling 80-100 hour weeks when with the Feds and she was stuck with the kids at home.

Sweetheart, make up your mind!  

Congratulations, Quiet One! You've earned it, now do whatever the hell you want.

Last edited by ilcuqui

So.

As mentioned, retirement landing spot is St.George Utah. Went last month to do a little home-build planning and hiking....lots of hiking.

The lot we own is adjacent to Snow Canyon State Park, a gem of a place. Four hours into what we thought was a 3 hour hike, we come upon this vista....

Our lot is in the center with some red boulders in the corner of the lot. We were thrilled, yet terrified as it took another 2 hours to get off that damn mountain.

I am counting the days until my dead-ass is found in a mountain pass in Utah.

141 Lot Snow CanyonLot

 

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YATittle posted:

BK, here's info on crime rate at your future location.

https://www.exmormon.org/phorum/read.php?2,2087378

 

Major crimes such as cow-tipping and stealing glances at comely lasses are on the increase.

Next you're going to tell me the US Government did Atomic testing near there  in the 50's and everybody is going to die from the fall-out (like John Wayne did after filming "The Conqueror" there....)

Oh....wait.

https://www.gasdetection.com/i...-radiation-paranoia/

Last edited by Blair Kiel

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